僑外生全民健康保險 (NHI) 規定與手續說明
一、健保資格
健保為強制性社會保險。僑外生取得合法居留證明文件來臺就學，自合於投保資格之日起（居留滿 6 個月），依法應參加全民健康保險。
投保資格規定（詳見：在臺僑生、外籍生參加全民健康保險須知）
- 有在校外工讀或實習者：自受僱之日起由雇主加保（不受居留滿 6 個月之規定所限）。
- 沒有校外工讀或實習者：自領有居留證明文件後，在臺居留滿 6 個月之日起由學校加保。
- 「在臺居留滿 6 個月」指進入臺灣地區連續居住達 6 個月，或曾出境 1 次且未逾 30 日，其實際居住期間扣除出境日數後，併計達 6 個月。
- 等待期間如離境超過 30 天或離境台灣 2 次(含)以上，皆須重新計算 6 個月。
► 投保日計算範例
以 102 學年度入學的大一同學為例，若 102年9月14日 入台居留：
| 離境狀況 | 計算方式 | 可加保日 |
|---|---|---|
| 6 個月期間未離境 | 102年9月14日 + 6個月 | 103年3月14日 加保 |
| 6 個月內離境 1 次 (103/1/20 離境，103/2/18 入境，共 29 日) |
102年9月14日 + 6個月 + 離境的那 29 日 | 103年4月12日 加保 |
| 6 個月內離境 1 次 (103/1/16 離境，103/2/18 入境，共 32 日，逾 30 日) |
103年2月18日起 重新計算 6 個月 | 103年8月17日 加保 |
二、費用
學校會將健保費併入學雜費繳費單中，並於每學期預收 6 個月的健保費。
- 一般僑外生：每月新台幣 826 元。
- 清寒僑港澳生：向學校申請清寒健保，經僑委會審核通過後，每月健保費為新台幣 413 元。（詳見：僑務委員會補助清寒僑生參加全民健康保險費用）
三、健保卡
- 新生：由學校統一為同學辦理健保卡並追蹤健保狀況。
- 申請補發或更換健保卡：請參閱 健保卡更換 & 補發。
四、校外實習與工讀須知
⚠️ 實習與打工投保注意事項
- 同學於就學期間參加校外實習或工讀，每星期工讀時數在 12 小時以上，應由雇用單位投保。
► 雇用單位投保後會從學校轉出，學校將於收到通知並確認轉出後統一辦理退費。 - 若為 3 個月內的短期受僱，投保單位可維持投保在學校。
- 若同學因實習或工讀從學校轉出，實習或工讀結束而需再重新於學校辦理加保時，請務必聯繫國際事務處 (oia@g2.usc.edu.tw) 或官方LINE(@656nwuwu)以利辦理轉入。
五、畢業後健保
畢業後欲留台的同學，須自行前往健保署或戶籍所在地（畢業後留台的居留證上的地址）的區公所辦理健保加保手續。
National Health Insurance (NHI) Guidelines for International & Overseas Chinese Students
I. Eligibility For NHI
National Health Insurance (NHI) is a compulsory social insurance. Foreign students who hold a valid residence certificate to study in Taiwan are legally required to join the NHI after residing in Taiwan for at least six months.
Regulations (Please read: Foreign Nationals who reside in Taiwan with an ARC)
- Working part-time or interning off-campus: Must be enrolled in the NHI by the employer from the first day of employment. (No need to wait for six months of residence.)
- Other foreign students: Who hold a valid residence certificate must be enrolled in the NHI by the school after completing six full months of residing in Taiwan.
- This means continuously staying in Taiwan for 6 months, or leaving the country only once for no longer than 30 days. After deducting the number of days away, the actual period of residence in Taiwan must reach six months.
- If you leave Taiwan twice or for more than 30 days during the waiting period, the 6-month requirement must be recalculated.
► Example of Calculating the NHI Enrollment Date
For a first-year student enrolled in the 2013 academic year, entering and residing in Taiwan on September 14, 2013:
| Departure Status | Calculation Method | Insurance Day |
|---|---|---|
| Not leaving the country during the 6-month period | 6 months right after Sept. 14, 2013. | Insured on March 14, 2014. |
| One departure within 6 months (Depart Jan 20, 2014; Return Feb 18, 2014. Total: 29 days) |
6 months after Sept. 14, 2013, plus the 29 days away. | Insured on April 12, 2014. |
| One departure within 6 months (Depart Jan 16, 2014; Return Feb 18, 2014. Total: 32 days) |
Recalculate for 6 months starting from Feb. 18, 2014. | Insured on August 17, 2014. |
II. Premium
The school will incorporate the NHI premiums into the tuition payment slip and collect them in advance for 6 months each semester.
- General students: NT$ 826 per month.
- Underprivileged Overseas Chinese students: Apply for a reduction in NHI premiums. Once verified by OCAC, the fee is NT$ 413 per month. (Please read: OCAC Subsidies for Underprivileged Overseas Chinese Students)
III. NHI Card
- Freshmen: The school will apply for the NHI cards collectively and track the status.
- Lost or replacing the NHI card: Please read: I lost my NHI IC card. How can I apply for a new one? or Apply for a New NHI Card on Your Mobile Phone.
IV. Notices for Working Part-time and Interning Off-campus
⚠️ Insurance Rules for Internships & Part-time Jobs
- If working or interning off-campus for more than 12 hours per week, the employer is responsible for enrolling the employee in the NHI.
► Upon being enrolled by the employer, the school will refund the pre-collected NHI premiums after receiving notification and confirmation. - If employed for less than 3 months, the school can remain the student's NHI applicant.
- When the part-time job or internship ends, students who were enrolled by their employer must inform the OIA(oia@g2.usc.edu.tw) or Official Line(@656nwuwu) so the school can re-enroll them in the NHI.
V. After Graduation
After graduation, students who choose to stay in Taiwan continuously must go to the district office (based on the address on your ARC) or the National Health Insurance Administration to independently enroll in the NHI.
最後更新日期
2026-10-12
